Microfinance loans case study

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The microcredit sector in Andhra Pradesh recently saw a series of challenges and mishaps as a result of extensive and uncontrolled lending. The overall effect was over-indebtedness and, consequently mass loan repayment defaults. Lending institutions resorted to unethical financial activities for recovering loans, such as confiscation of property and social shaming of the defaulting borrowers. These actions by the microfinance institutions led to widespread suicide cases among microfinance borrowers.
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Centrelink Loans

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Philosophy of Money and Finance (Stanford Encyclopedia of Philosophy)

So, All of authors and contributors must check their papers before submission to making assurance of following our anti-plagiarism policies. This study intended to assess the problems and challenges that affect both institution and borrowers regarding loan repayment process. The survey was conducted in four purposively selected Kebele Associations which having the maximum number of borrowers by selecting sample households through systematic random sampling technique after defaulters and non-defaulters stratification of the respondents. Pre-tested structured interview schedule and other secondary sources were used to collect primary and secondary data respectively. Key informant interviews and Focus Group Discussions mainly helped to generate the necessary qualitative data. The collected data were analyzed by employing simple descriptive statistics.
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Opposition Leader raises concern over high interest micro-finance debt traps

Thematic Areas. Working Groups. Regional Initiatives. Views: 1,
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